StayRetired™ Wealth Strategies
Create The Retirement Lifestyle You Desire
Helping Everyday Folks Retire and StayRetired™
For over 30 years, Joseph E. Roseman Jr., or “Joe” to his clients, has been working to create personalized retirement plans crafted to fit every client’s needs. You aren’t getting a basic plan designed to do the bare minimum. You’re getting a plan that is as unique to you as your fingerprint and serves your retirement goals, not those of the firm.
Joe utilizes his StayRetired™ Model which takes a deep dive into your personal financial situation and creates a plan that will take you from where you are to where you want to be. To retire and stay retired, you need money to last you the rest of your life.
Over the 30-year lifetime of our firm, we have never had a single person who went through the process and HAD to go back to work. Our goal is to make a difference in your life by making your retirement goals achievable.
Do You Have What You Need To Plan For Retirement?
Take Our StayRetired™ Planning Quiz
Our quiz is meant to prepare you for our planning process. By answering our short quiz, you’ll know what you already have prepared and what you may need to think on before we begin crafting your perfect plan for retirement. If you’re unsure on any of the questions, that’s fine – just answer honestly, and we’ll fill you in on what you need to know.
As seasoned professionals, your expertise and dedication are evident in your qualifications, certifications, and the pride you take in your work. However, when it comes to the financial domain, many individuals find themselves in unfamiliar territory. This is a distinct and separate arena, and we recognize that.
That’s why we’ve developed our StayRetired™ Model. Each model is tailored to address a highly specific aspect of retirement planning that is crucial for anyone approaching retirement, or even contemplating it.
Phase I – Income Planning
Step 1
Reviewing Core Expenses
Step 2
Social Security Maximization Tools
Step 3
Pension Maximization
Step 4
Generating Guaranteed Income
Step 5
Income Tax Planning
Step 6
How to Fund Post-Retirement Fun
Step 1
Reviewing Core Expenses
Step 2
Social Security Maximization Tools
Step 3
Pension Maximization
Step 4
Generating Guaranteed Income
Step 5
Income Tax Planning
Step 6
How to Fund Post-Retirement Fun
Phase II – Asset Protection and Estate Preservation
Step 7
Asset Protection and Investment Planning
Step 8
Reviewing Long-Term Healthcare Choices
Step 9
Planning For Incapacity
Step 10
Reviewing Your Will and Trusts
Step 11
Life Insurance Planning
Step 12
What’s Your Legacy?
Step 1
Asset Protection and Investment Planning
Step 8
Reviewing Long-Term Healthcare Choices
Step 9
Planning For Incapacity
Step 10
Reviewing Your Will and Trusts
Step 11
Life Insurance Planning
Step 12
What’s Your Legacy?
Retirement Resources
Download Our Complimentary Guide
AVOID “MARKET PANIC”
Tips To Avoid The “Market Panic” Reaction
Planning for retirement is never a “set it and forget it” activity. There are unexpected disasters, market drops, and changing laws that invariably cause retirees to reevaluate their plans. Diseases, natural disasters, or political instability are examples of things that can cause market downturns or drops. Such occurrences are difficult to predict, and their consequences can cause people to make hasty decisions with their finances. However, you can prepare yourself for a downturn by having a solid financial strategy in place. The most recent bout of “market panic” likely won’t be the last one you’ll see in your lifetime, so why not have a plan to address future market drops? If you’re concerned about your financial security as you near and enter retirement, assessing your risk tolerance, reevaluating your portfolio, and seeking professional advice could be a good idea.
